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理财公司整体非标投资远低于35%红线!高收益诱惑下,超3000只产品“重仓”非标_蜘蛛资讯网

将门毒后

,投向两项信托贷款合计1.07亿元,测算非标占比约45%。背后核心动因正是非标资产的收益优势,上述两项信托贷款年化收益率分别达4.88%、5.65%,大幅跑赢同期存款与多数标准化债券,成为理财公司冲业绩、吸客的重要抓手。  理财业内人士表示,非标资产虽收益较高,但流动性差、底层透明度低、信用风险隐蔽的短板,单只产品过度集中配置,会直接放大产品净值波动风险,一旦底层资产违约,极易导致投资者收益受损,

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